Apply for Financing at Vic Bailey Subaru

Subaru vehicles offer reliability and affordability. We have finance and lease options for our Boiling Springs customers if you need one right away. Stop by our Spartanburg location, and we'll get you behind the wheel sooner rather than later with our convenient financing options.

Financing Information

Financing is applying to borrow a lump sum from a lender and paying them back over a set time. You can choose a time period between 24 and 84 months, but most of our Inman customers choose 24 to 36 months. Your loan payment commonly includes interest, taxes, upfront fees, insurance requirements, and extras you agreed to add.

When you finance a Subaru car, you can own it without restrictions when you pay off the loan; the car will be yours. You have more control over the customization when you buy a new Subaru model and can add features based on your preferences. You may keep, sell, or trade it to lower the cost of a new model.


Leasing allows you to rent a vehicle from us for a period of months. Common time periods for leasing a vehicle typically run from 12 to 60 months, but the average is 24 to 36 months. Lease payments are calculated according to credit score, vehicle age and type, predicted depreciation, and insurance requirements. Monthly lease payments are typically lower too.

Leasing a Subaru model usually costs less because you pay for the expected depreciation instead of the vehicle cost. It makes sense to lease a vehicle if you don't drive outside of Moore often or need a temporary car. You can drive a newer vehicle every few years, and you don't have the concern of selling.

Apply Online

We have an assortment of online tools you can use at your convenience to apply and streamline your application process. You may prequalify and compare offers without lowering your credit score and get a response in minutes. If you have any questions, don't hesitate to reach out over the phone or online. Vic Bailey Subaru proudly serves our community and the surrounding South Carolina areas.

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**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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Co-Applicant Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
* Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, title or non-infringement. All vehicles are subject to prior sale. Sale price includes $225 dealer closing fee. Sale price does not include tax, tag, or state fees. Not responsible for typographical errors.